These Terms of Service ("Terms") apply to your use of allybenefitsgroup.com and to the calls, text messages, and emails you receive from Ally Benefits Group LLC ("Ally Benefits Group," "we," "us," or "our"). By using our website or giving us your contact information, you agree to these Terms. If you do not agree, please do not use our website or services.
1. Who we are
Ally Benefits Group LLC is an independent insurance agency based in Maitland, Florida. Our agents are licensed to sell insurance in the states where they hold an active license. We help people compare and enroll in Medicare Advantage, Medicare Supplement, Prescription Drug (Part D) plans, and other insurance products such as life insurance.
Ally Benefits Group LLC is not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
2. Our services
- Plan reviews and comparisons are provided at no cost to you. We are paid by the insurance companies we represent.
- Information on our website is general and for educational purposes. It is not legal, tax, or medical advice.
- Plan benefits, premiums, networks, and drug coverage are set by the insurance companies and can change each year. Your plan's official documents control your coverage.
- Requesting information or a plan review does not obligate you to enroll in any plan.
- Enrollment is subject to eligibility, enrollment periods, and approval by the insurance company and the Centers for Medicare & Medicaid Services.
3. Calls, texts, and emails
When you submit a form on our website or on a social media platform, you may choose to give us permission to contact you. If you give that permission:
- We may contact you by phone call, text message, or email at the contact information you provided, about the products and services described in the consent you gave.
- Consent is not a condition of purchase.
- Calls may be recorded for quality, compliance, and record-keeping purposes.
- You can withdraw your consent at any time by telling us during a call, replying STOP to a text, or contacting us using the information below.
4. Text messaging (SMS) program terms
- Program name: Ally Benefits Group LLC client messaging.
- Program description: Messages about your insurance inquiry, including responses to your request, appointment scheduling, appointment reminders, and follow-up. If you separately agreed to marketing messages, you may also receive information about Medicare and other insurance products.
- Message frequency: Message frequency varies.
- Cost: Message and data rates may apply.
- Opt out: Reply STOP at any time to cancel. You will receive one final message confirming you have been unsubscribed. To rejoin, reply START.
- Help: Reply HELP for help, or contact us at (321) 353-6300 or [email protected].
- Wireless carriers are not liable for delayed or undelivered messages.
- Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy.
5. Your responsibilities
- Provide accurate and complete information, and only submit contact information that belongs to you.
- Do not use our website for any unlawful purpose or attempt to interfere with its operation.
6. Website content
The content on this website, including text, design, and logos, belongs to Ally Benefits Group LLC and may not be copied or reused without our permission. We try to keep information accurate and current, but we do not guarantee that everything on the website is complete or error-free. Links to other websites, such as Medicare.gov, are provided for convenience, and we are not responsible for their content.
7. Limitation of liability
To the fullest extent permitted by law, Ally Benefits Group LLC is not liable for any indirect, incidental, or consequential damages arising from your use of our website or reliance on general information provided on it. Nothing in these Terms limits any rights you have under applicable insurance laws or regulations.
8. Governing law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law rules.
9. Changes to these Terms
We may update these Terms from time to time. When we do, we will post the updated Terms on this page and change the effective date above.
10. Contact us
Ally Benefits Group LLC
190 Independence Ln, Maitland, FL 32751
Phone: (321) 353-6300
Email: [email protected]